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  #1  
Old 04-19-2007, 03:55 PM
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Default r53 insurance

Basic info.

2006 Chili Red MCS
25 yr old male.
No tickets since I was 17
Progressive.com quoted me 88 a month for 250 deductable all across the board.
50k person/100k accident/50k property
30 day rental car free
$1500 coverage for aftermarket parts.

quoted me 85 a month.

I'm pretty far removed from insurance. Is this a good deal or not. What are you guys paying?
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Old 04-19-2007, 03:58 PM
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26yr male
State Farm
full tort/ 250 deducts.

about $77 a month
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Old 04-19-2007, 04:00 PM
BrewSwapGuy BrewSwapGuy is offline
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30 yr old, married
State Farm
$95 a month
Full coverage, basically everything they got, $500 collision, $100 comprehensive

Your quote sounds good.
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  #4  
Old 04-19-2007, 04:21 PM
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I can get 250k person / 500k accident / 100k property

for 89 a month should i go with that?
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Old 04-19-2007, 04:24 PM
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that's a pretty good rate.
because insurance is also priced according to where you live, it's hard for me to say directly... but i am within $5 a month of it.
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Old 04-19-2007, 04:26 PM
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looks fine to me as far as the payment. also, I'm not sure what my own coverages are because I've had the same for years. I think we pay about $135/mo for both vehicles.....'06 MCS and '05 FX35AWD...married, over 30, clean records. USAA rocks.
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Old 04-19-2007, 04:26 PM
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thats dayum good....

initially mine was more than the car payment... around 300 a month. that was with two points though. now that i have a second car, turd fergeson, its less than 100 a month, even with the points.
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Old 04-19-2007, 04:30 PM
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Quote:
Originally Posted by Samtrak View Post
turd fergeson

Trebek: And mr. rennolds... I see you have changed your name...
Burt Rennolds: haha funny name... turd fergeson.
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Old 04-19-2007, 04:49 PM
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...
I pay.. $285 per month... with $1000 deductible and crap..
21 year old with a disgusting driving record (points are all gone tho..).
Anything less than that would be a great deal..
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Old 04-19-2007, 05:08 PM
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The 250/500/100 sounds a bit much. It is true you can never have too much coverage. If you can really get that for $4 more a month then why not?

Our rates are higher here than the national average due to auto theft and uninsured drivers.
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Old 04-19-2007, 11:57 PM
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Quote:
Originally Posted by minimusprime View Post
I can get 250k person / 500k accident / 100k property

for 89 a month should i go with that?
Absolutely. It's always when you need it that you don't have it. That's a great rate. That's about what my rate is and that's the same coverage I have.
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  #12  
Old 04-20-2007, 12:28 AM
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Thanks for the answers guys. I went with that coverage and paid in full for 6 months so I got 10 off a month!!! that was decent enough for me to just pull the trigger.

Really apprecaite all the advice I got here.
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Old 04-20-2007, 12:41 AM
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Quote:
Originally Posted by Samtrak View Post
thats dayum good....

initially mine was more than the car payment... around 300 a month. that was with two points though. now that i have a second car, turd fergeson, its less than 100 a month, even with the points.
I'm planning on getting a 2nd car soon...hopefully my insurance goes down. It's about $170 right now. 23 years old, good driving record, living in So Cal.
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  #14  
Old 04-20-2007, 01:05 AM
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go down with a second car? no. it will go up, but not by much.....two car discount, as you can't drive two at a time.
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